These Terms & Conditions govern your access to and use of the Luck98 platform. Please read them carefully before registering an account or participating in any games, sports betting, or promotional offers. By using Luck98, you agree to be bound by these terms.
A quick summary of the most important aspects of your agreement with Luck98. The full legal text follows below — please read it in full.
These Terms and Conditions ("Terms", "Agreement") constitute a legally binding agreement between you ("User", "Player", "you") and Luck98 ("Company", "Platform", "we", "us", "our"), accessible at https://luck98.cam. These Terms govern your registration, account access, deposits, withdrawals, participation in games and sports betting markets, use of promotional offers, and all other interactions with the Luck98 platform.
Luck98 is an online gaming information and entertainment platform. The platform provides access to online casino games, sports betting markets including cricket, PSL T20, ICC tournaments, live casino games, table games, slots, esports, and instant games, together with associated educational content on responsible gambling, payment methods, and gaming guides.
By accessing or using Luck98 in any capacity, you confirm that you have read, understood, and agree to be bound by these Terms in full, including all policies referenced herein such as our Privacy Policy and Responsible Gambling Policy.
For the purposes of these Terms, the following definitions apply:
The registered user account created by the Player on the Luck98 platform, associated with a unique username, email address, and verified identity.
The total amount of real-money funds held in a Player's Account at any given time, excluding locked bonus credits pending wagering completion.
Credits awarded to a Player as part of a promotional offer, subject to wagering requirements and specific bonus terms before conversion to withdrawable real-money balance.
Know Your Customer — the identity and age verification process required by the Platform before processing withdrawal requests or activating certain account features. Typically requires a valid CNIC, passport, or equivalent government-issued identification.
Also referred to as "rollover". The total value of qualifying bets that must be placed before bonus funds are converted to real-money balance eligible for withdrawal. For example, a PKR 1,000 bonus with a 30x wagering requirement means the Player must place a total of PKR 30,000 in qualifying bets.
The Luck98 website, its associated mobile applications, games, sports betting markets, promotional systems, and all content published at https://luck98.cam.
Any country, territory, or region in which online gambling is prohibited by applicable law and from which the Platform does not accept Player registrations.
Your access to and use of the Luck98 platform constitutes your express acceptance of these Terms and Conditions in their entirety. Acceptance occurs at the earliest of:
If you do not agree with any provision of these Terms, you must immediately cease use of the Platform and close your Account. Continued use following any published amendments to these Terms constitutes acceptance of the revised Terms.
To register and maintain an Account with Luck98, you must satisfy all of the following eligibility criteria at the time of registration and throughout the duration of your account:
To register an Account with Luck98, you will be required to provide the following information, which must be accurate and truthful:
You are responsible for maintaining the confidentiality of your Account credentials, including your username and password. You must not share your login details with any third party. Luck98 will not be liable for any losses arising from unauthorised account access that results from your failure to maintain credential security.
Luck98 reserves the right to refuse any account registration at its sole discretion, without obligation to provide a reason for such refusal.
As part of the Platform's anti-money laundering (AML), fraud prevention, and age verification obligations, Players are required to complete a Know Your Customer (KYC) verification process before the following actions are permitted:
Acceptable KYC documentation for Pakistani users typically includes:
Luck98 reserves the right to request additional documentation at any stage of the account lifecycle, including for enhanced due diligence purposes. Failure to provide requested documentation within a reasonable timeframe may result in account suspension.
7.1 Deposits. Players may fund their Accounts using payment methods available in the Platform cashier. Payment method availability varies by region and account status. Pakistani payment options referenced on this platform — including Easypaisa, JazzCash, Raast, HBL, UBL, Meezan Bank, Bank Alfalah, and cryptocurrency options such as BTC and USDT — are mentioned as familiar references only. Their availability must be verified in the cashier. None of these providers endorse or are affiliated with Luck98.
All deposits must originate from a payment method registered in your own name and verified under your Account. Third-party deposits are strictly prohibited and may result in account suspension.
7.2 Withdrawals. Withdrawal requests are processed to the same or equivalent payment method used for the most recent qualifying deposit, subject to KYC completion and compliance review. Processing times vary by payment method and individual account verification status. Luck98 does not guarantee specific processing speeds for any payment method.
7.3 Minimum Deposits and Withdrawals. Minimum transaction thresholds apply. Illustrative examples may include minimum deposits of PKR 1,000. Actual thresholds are confirmed in the Platform cashier and may vary by payment method and promotional period.
7.4 Currency. Where PKR (Pakistani Rupee) is supported as an account currency, transactions will be processed in PKR. Currency conversion fees may apply for payment methods that process in alternative currencies. Exchange rates applied will be disclosed in the cashier at the time of transaction.
Luck98 may offer promotional bonuses including welcome offers, reload bonuses, free spins, cashback promotions, and sports betting credits. All promotions are subject to the following general terms and any specific bonus terms communicated at the time of the offer:
All bonus amounts are subject to a wagering requirement ("rollover") before they are eligible for withdrawal. Wagering requirements are specified per offer. Players must read and understand the rollover multiplier before opting into any bonus. Example: a PKR 5,000 welcome bonus with 30x wagering requires PKR 150,000 in qualifying bets. This is illustrative only and does not represent a live promotional offer.
Not all games contribute equally toward wagering requirements. Slot games typically contribute 100% of each bet. Table games, live casino, and sports bets may contribute a lower percentage (e.g., 10%–50%). The specific contribution rates are disclosed in individual bonus terms.
All bonuses carry an expiry period during which wagering requirements must be completed. Unused bonus funds and any winnings derived from them will be forfeited if wagering requirements are not met within the expiry window. Expiry periods are specified per offer.
Only one active bonus may be held per Account at any time unless explicitly stated otherwise. Welcome offers are available to new registrations only — one per person, household, IP address, device, and payment method.
Luck98 reserves the right to void bonuses, cancel withdrawals, and suspend accounts where bonus abuse, arbitrage betting, coordinated exploitation of promotional offers, or any form of fraudulent bonus claiming is detected. Determination of abuse is at Luck98's sole discretion.
All gameplay on Luck98 is governed by the rules of the individual game or sports market as presented within the Platform. By placing a bet or participating in any game, you confirm your understanding of and agreement to those rules. The following general principles apply:
The following conduct is strictly prohibited on the Luck98 platform and constitutes a material breach of these Terms:
Luck98 reserves the right to immediately suspend or permanently close accounts found to be in violation of any of the above, forfeit associated balances, and report activities to relevant law enforcement or regulatory authorities where required.
11.1 By Luck98. Luck98 reserves the right to suspend, restrict, or permanently close any Account at any time and without prior notice, at its sole discretion, including but not limited to circumstances where:
11.2 By the Player. Players may request Account closure at any time by contacting support at [email protected]. Players with remaining real-money balances may request withdrawal of verified funds prior to closure, subject to KYC completion and compliance review. Pending bonus funds subject to incomplete wagering requirements will be forfeited upon closure.
11.3 Self-Exclusion. Players seeking to close their Account for responsible gambling reasons may request a self-exclusion period via our Responsible Gambling page. Self-exclusion requests are processed with priority.
Luck98 is committed to promoting responsible gambling and providing tools that allow players to maintain control over their gaming activity. The Platform provides the following responsible gambling features:
Gambling is intended solely for entertainment purposes. It is not a source of income and does not guarantee returns. If you believe your gambling has become problematic, please visit our dedicated Responsible Gambling page for guidance, self-assessment tools, and support resources. Access is strictly limited to adults aged 18 or above (or such higher minimum as applies under the operator licence jurisdiction).
All content on the Luck98 platform — including but not limited to text, graphics, logos, icons, images, audio, video, software, game interfaces, and database compilations — is the intellectual property of Luck98 or its licensed content providers, protected by applicable copyright, trademark, and database rights.
You are granted a limited, non-exclusive, non-transferable, revocable licence to access and use the Platform solely for your personal, non-commercial entertainment in accordance with these Terms. This licence does not permit:
To the fullest extent permitted by applicable law, Luck98 excludes all liability for:
Luck98's aggregate liability to any individual User, under any cause of action and regardless of the form of action, shall not exceed the total value of verified real-money deposits made by that User in the twelve (12) calendar months preceding the relevant claim.
These Terms and any disputes arising out of or in connection with them shall be governed by and construed in accordance with the laws of the jurisdiction in which the operator holds its applicable gaming licence. The specific governing law jurisdiction is disclosed in the operator's licence documentation.
Pakistani users are specifically advised that the enforceability and application of these Terms within Pakistan may be affected by applicable Pakistani law. These Terms do not represent an assertion that online gambling is lawful in Pakistan. Users are individually responsible for compliance with local law.
Luck98 reserves the right to amend, update, or revise these Terms at any time. Where amendments are material, reasonable notice will be provided to registered users via email or a prominent notice on the Platform prior to the amendments taking effect.
Minor amendments — such as typographical corrections, clarifications that do not materially alter obligations, and formatting updates — may be made without prior notice. The "Last Reviewed" date displayed at the top of this page reflects the most recent review cycle.
Your continued use of the Platform following any published amendment constitutes your acceptance of the revised Terms. If you do not accept the revised Terms, you must cease use of the Platform and may request Account closure in accordance with Section 11.
For questions, clarifications, complaints, or account-related enquiries regarding these Terms and Conditions, please contact the Luck98 support team:
Email: [email protected] (plain text — not a clickable link)
Support is available 24 hours a day, 7 days a week. Responses are provided in English. Urdu-language assistance is available upon request.
For self-exclusion requests, limit adjustments, or responsible gambling support, please visit our dedicated Responsible Gambling page or contact support directly. Responsible gambling requests are prioritised and processed promptly.
For data access requests, data deletion requests, or privacy-related enquiries, please refer to our Privacy Policy for details of the appropriate process.
Our support team is available 24/7 to clarify any aspect of these Terms and Conditions. You can also browse our FAQ for quick answers, or visit our homepage to explore the platform.
18+ only. Gambling involves financial risk. Please gamble responsibly. Local laws in Pakistan may restrict online gambling — verify your legal obligations before using this platform.